Tim Johnston - Mortgage Broker

Tim Johnston || October 14, 2022

Rising interest rates cancelling out affordability gains

Falling home prices are typically welcomed by prospective homebuyers, since it means an improvement in affordability. For today’s first-time buyers, however, that’s not necessarily the...

Tim Johnston || September 19, 2022

Is co-ownership right for you?

With interest rates rising, along with the overall cost of living, more people are turning to creative options to achieve homeownership. Co-ownership with family or friends—once a very niche...

Tim Johnston || September 15, 2022

The Bank of Canada’s rate hikes may not be done yet

In addition to raising interest rates by another 75 basis points on September 7, the Bank of Canada also signalled that it’s not done hiking just yet. As expected, the Bank raised its overnight...

Tim Johnston || July 03, 2022

Tips to help you buy your first home

Buying a home is one of the biggest financial decisions you will make, so it pays to make an informed decision. I will assist you with the entire home buying process from the moment you decide to buy...